As the cost for home repairs has increased, consumers have had more reason to see the wisdom behind purchasing a home warranty. It covers the costs associated with fixing any item that had been built-into the home when it was sold to the new homeowner. It also covers certain appliances, those that came with the new residence, the house that was on the market.
What sorts of appliances might it cover?
It might cover repairs to the refrigerator and the ice maker. A policy that offers such coverage cannot logically ignore the problem linked to a damaged refrigerator. The food on the shelves goes bad. Hence any home warranty that covers repairs to the refrigerator would also cover the loss suffered in terms of food; the family would be compensated for that loss.
It might cover the garbage disposal and the microwave oven, if those two appliances were inside of the house when the new owners moved in. The homeowner’s ability to buy a warranty, money for fixing such appliances makes sense. After all, realtors have felt foolish in the past, when selling a home with an appliance that did not function too well, if at all. What value should be placed on that same piece of equipment?
What other items might get covered by a home warranty?
Every ceiling fan in the residence might be covered. In that case, the warranty would promise compensation for repairs to the blades or for any electrical work that must be done on a broken fan. You can talk with your local appliance repair service in Brampton, Hamilton, and London and get more information.
It should cover the cost for repairs to any flawed telephone wiring. It might not cover the home’s garage door opener, but the homeowner could request the addition of a rider to the policy. The purpose for that rider could well be addition of coverage for the garage door opener, including the cost of a replacement, if necessary.
Some older homes fail to address all the code violations in the area. When that is the case, then the new homeowner deserves to have a warranty that will cover the cost of correcting for that absence of such code-honoring measures. That would include things like an improperly located smoke alarm, a bad bathroom ventilation system, and ground fault circuit interrupters on outlets in the kitchen, bathroom and garage.
Codes can also mandate the type of metal used in the pipes that carry water into the home. Hence, it would seem that a warranty would cover that as well. The homeowner should take the time to study the policy; in that way the homeowner can make the most of the warranty.